Australian Personal Finance澳洲个人财务
Tax, superannuation, property and investing — explained in plain English (and 中文), without the jargon. Free tools for everyday Australians. 税务、养老金、房产与投资——用简单语言解释，不讲行话。为每一位澳洲人提供免费工具。
Free Tools免费工具
Australia's most comprehensive CGT calculator — covering current rules, the 2026–27 Budget proposed changes, CPI indexation, and old vs new rule comparison. In English and 中文. 澳洲最全面的CGT计算器——涵盖现行规则、2026–27预算提案变更、CPI指数调整及新旧规则对比，支持英文和中文。
US Stocks美股
We translate the most talked-about US market calls into plain language — with the context, the track record, and the risks spelled out. 我们将最受关注的美股观点翻译成通俗语言——附背景、战绩和风险说明。
Latest Guides最新指南
In-depth guides on the topics that matter most to Australian investors and homeowners. 深度解读对澳洲投资者和房产持有人最重要的话题。
Why Plain Finance Talks为什么选择我们
Most financial content is written for accountants, not people. We translate the ATO, the Budget, and the fine print into language you can actually act on — in English and 中文. 大多数财务内容是写给会计师的，而不是普通人。我们把ATO规则、预算和细则翻译成你能真正据以行动的语言——中英文同步。
No jargon. Real examples.不讲行话，真实案例。
ATO rates, actual CPI data.ATO税率，真实CPI数据。
ATO, APRA, Budget — all local.ATO、APRA、预算——全本地化。
Native content in both languages.双语原创内容同步更新。
Calculate your capital gains tax under both the current rules and the proposed 2027 changes — free, instant, and bilingual.在现行规则和2027年提案下计算你的资本利得税——免费、即时、双语。
Open the CGT Calculator打开CGT计算器General information only.仅供参考。 Plain Finance Talks provides educational content and free calculation tools. Nothing on this website constitutes financial, tax, or legal advice. The 2026–27 Budget CGT changes are proposed legislation not yet passed by Parliament. Please consult a registered financial adviser or tax agent for personalised advice. Plain Finance Talks 提供教育性内容和免费计算工具。本网站任何内容均不构成财务、税务或法律建议。2026–27预算的CGT变更为尚未经议会通过的提案立法。请咨询注册财务顾问或税务代理人以获取个性化建议。