Legal
Plain Finance Talks ("we", "us", "our") operates the website plainfinancetalks.com. We are committed to protecting your privacy and handling your personal information in accordance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read it carefully.
Information you provide voluntarily: We do not currently operate a contact form, newsletter, or user account system. If you contact us by email, we will retain that correspondence.
Information collected automatically: When you visit our website, certain information may be collected automatically, including:
Calculator inputs: All calculations performed by our CGT and other financial calculators are processed entirely in your browser. We do not transmit, store, or log any numbers you enter into our calculators. Your financial data stays on your device.
We use automatically collected information to:
Our website may use cookies — small text files stored on your device — for the following purposes:
You can control cookies through your browser settings. Note that disabling cookies may affect some website functionality.
We may use Google Analytics to collect anonymised data about website traffic and usage. Google Analytics collects information such as how often users visit our site, what pages they visit, and what other sites they used prior to visiting ours.
Google's ability to use and share information collected by Google Analytics about your visits to our site is restricted by the Google Analytics Terms of Service and Google's Privacy Policy.
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
We may display advertisements served by Google AdSense. Google uses cookies to serve ads based on a user's prior visits to our website or other websites. You can opt out of personalised advertising by visiting Google's Ads Settings.
Our website may contain links to third-party websites, products, or services. We may earn a referral fee if you click a link and make a purchase or sign up for a service. This does not affect our editorial independence or the price you pay.
Where we have a commercial relationship with a third party, we will disclose this clearly. We only recommend products and services we believe are genuinely useful to our audience.
We are not responsible for the privacy practices of third-party websites. We encourage you to read their privacy policies.
We do not sell, trade, or rent your personal information to third parties. We may disclose information in the following limited circumstances:
Our website is hosted in the United States via Netlify. By using our website, you consent to the transfer of information to the United States and other countries which may have different data protection laws than Australia.
We implement reasonable technical and organisational measures to protect your information from unauthorised access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure.
Our website is not directed at children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.
Under the Australian Privacy Act, you have the right to:
To exercise these rights, please contact us at privacy@plainfinancetalks.com. We will respond within 30 days.
If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC).
We may update this Privacy Policy from time to time. We will post any changes on this page with an updated date. Your continued use of our website after changes are posted constitutes your acceptance of the updated policy.
If you have any questions about this Privacy Policy or our privacy practices, please contact us: